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Q & A

The global conversion to 5G wireless networks has generated a lot of talk. How should we play that trend?

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Tools & Resources

Quarterly Report

A financial summary report that a company issues after the close of each of its fiscal year quarters.

Quick Ratio

This ratio is also called the acid test ratio and is similar to the current ratio, except inventories are subtracted from current assets before current assets are divided by current liabilities. An investor should be wary if the quick ratio is below 0.5, out of line with its industry, and/or showing a declining trend.

Quick Ratio = Current Assets - Inventories
Current Liabilities


The highest bid to buy and the lowest offer to sell a security at a given time.


A sharp rise in the price of a stock or general market.

Raw Materials

Materials used to manufacture a product. Listed under inventories in a firm's balance sheet.

Record Date

The date by which an individual must be a registered shareholder in order to receive a declared dividend.

Red Herring

See Prospectus

Redemption Price

The price at which a bond may be redeemed before maturity at the option of the issuing company.


A person who manages another's portfolio. Also a person who manages a mutual fund, pension fund, profit-sharing plan, or bank trust.

Restructuring Charge

A charge (expense) taken against earnings to cover the cost of "restructuring" a firm's operations. A restructuring often includes such items as closing unprofitable divisions or laying off employees.

Retained Earnings

A balance sheet account which shows the cumulative total of net earnings that were not distributed as dividends to shareholders. Also known as earned surplus.

Return On Equity

This calculation shows the rate of return that a company has achieved on shareholders' investment. A higher figure indicates a higher return. To calculate an average shareholders' equity figure, add the shareholders' equity amounts shown on the balance sheet for the current year and prior year together and divide by 2.

Return on Equity = Net Income
Average Shareholders' Equity


The net sales of a company.


A limited-term option to purchase a security at a specific price.

Risk vs Return

Generally speaking, the higher the risk of loss, the greater the potential return. Conversely, the lower the risk of loss, the lower the potential return.

Round Lot

A unit of trading, generally 100 shares in stocks and $1,000 par value in bonds.

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Current Hotline

Wednesday, June 26, 2019

Worries regarding trade frictions, recession, and the implications of the global plunge in bond yields

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Stock Spotlight

Apple looks ripe for buying

Wednesday, June 26, 2019

For years, Apple ($195; AAPL) produced reliable growth, its sales rising at least 7% annually from fiscal 2002 ending September to fiscal 2015. Since then...

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Individual Stock Reports

ISRs make stock research easy!

Perhaps the most valuable two page reports available anywhere.

All the data you would normally have to plow through years of 10-K filings, earnings reports, and reams of market data to assemble — yours all in one concise report.

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